A Quick Guide to Understanding Our Unique Used Car Dealerships in Indiana

A low credit score can make the car-buying process more difficult, but it doesn't have to. At a buy here pay here car lot - like Quick Auto - you can purchase a used car of your own even if you have had credit challenges.

At Quick Auto, our phones are ringing and our inbox is overflowing with drivers wanting to know more about our buy here pay here car lot. And because we think everyone deserves access to a reliable car, we're always happy to answer.

We've compiled a list of some of our most frequently asked questions and want to share how our team has responded, so you can use it as an easy reference and get your question answered quickly.

Q: How Is a Buy Here Pay Here Car Lot Different From Other Dealerships?
A: Buy here pay here car dealerships are similar to other used car lots near you, but we offer a unique no credit car financing model that can benefit drivers who don't meet the qualifications for an auto loan from a bank or other lenders.

Q: How Does No Credit Car Financing Work?
A: Buy here pay here car lots operate under a no credit car financing process. All financing is done in-house, meaning you make payments on your vehicle directly to the used car lot, rather than to a bank or other lender.

Q: What Are Some Other Benefits of Buying a Buy Here Pay Here Used Car?
A: At our buy here pay here dealership, our customers are our very first priority. We work hard to provide you with fair prices, excellent service, and a used car that offers everything you're looking for - plus more! Our friendly staff takes the time to truly understand what type of car would suit your personal needs and budget best, then we help you find the vehicle you deserve right on our used car lot.

Q: How Long Will It Take To Buy a Used Car?
A: Once you're approved, our in-house financing and friendly team can get you on the road within minutes. You can even get approved before you visit one of our used car lots near you. Just fill out our simple car financing application online and you'll be one step closer to purchasing a used car of your very own.

Q: Can Quick Auto Help Me Build My Credit?
A: Yes! At Quick Auto, our in-house financing ensures that your on-time payments are recorded onto your credit history report, so you can turn your credit mistakes into a thing of the past.

Q: What Do I Need to Receive a Buy Here Pay Here Car Loan?
A: To get a loan from our used car lot, you'll need a valid driver's license or state-issued ID, your most recent pay stub, and a bill - such as electricity, gas, water, or trash - addressed to you that is no more than 30 days old.

Q: What Types of Vehicles Can I Find On Your Used Car Lot?
A: Our inventory is full of used cars, trucks, and SUVs from nearly every manufacturer you could imagine. Whether you're interested in a luxury vehicle or a more utilitarian model, you'll find just what you're looking for on our used car lot.

Shop models from Cadillac, Jeep, Chevrolet, Ford, and more! Plus, our inventory is ever-changing, so you never know what you might find on our buy here pay here car lot.

Q: Where Can I Find a Buy Here Pay Here Car Lot Near Me?
A: At Quick Auto, we have seven different used car lots throughout Indiana, near the Michigan and Illinois borders. Visit one of our car lots in Hammond, Elkhart, Portage, South Bend, La Porte, Highland, or Mishawaka.

Don't Wait! Visit One of Our Seven Car Lots Near You!
Now that you're more familiar with how a buy here pay here dealership works, it's time to set the wheels in motion. At Quick Auto, our used car lot is putting more and more drivers with low or no credit behind the wheel every day. We believe everyone deserves reliable transportation, even if they've made credit mistakes in the past.

Ready to get started? Just visit one of our buy here pay here car lots near you! And if you have any questions about our no-credit car financing model, don't hesitate to send us a message using our contact form at the bottom of our homepage. We can't wait to hear from you soon!