Car Loans and Liability Insurance

Indiana Insurance Doesn’t Have to Be Intimidating

Buying a car is a major step. Between figuring out monthly payments, down payments, and what you can afford, there’s a lot to think about. But you might not think about insurance until the last minute.

Whether you’re paying cash or shopping at a car lot, it’s crucial to understand what kind of insurance your situation calls for. Indiana has specific rules about what you need to legally hit the road — and if you’re paying back a car loan, the bar is set a little higher..

Let’s break it all down so you’re not caught off guard when it’s time to sign the paperwork and drive away.

Minimum Insurance Requirements in Indiana

First up: if you’re buying a car outright — meaning no loan, no lienholder, just you and your wallet — then you’ll just need to meet Indiana’s state minimum liability insurance. This coverage is designed to protect other people if you're in an accident.

Here’s what Indiana law requires:

1. Bodily injury liability: $25,000 per person / $50,000 per accident

2. Property damage liability: $25,000

Basically, liability insurance covers the cost of injuries or damage you cause to others, but it won’t cover damage to your vehicle nor medical payments for you.

This kind of coverage works fine if you’ve bought your car in full, and you’re willing to cover repair or replacement costs out of pocket if something happens. But that changes if you have a car loan.

Insurance Requirements for Car Loans

Okay, now let’s talk car loans. If you're buying your car with the help of a lender, whether it's your bank, a credit union, or a buy here pay here dealership, your insurance needs an upgrade.

That car isn’t technically all yours yet. The lender still has skin in the game, and they want to make sure their investment is protected if the unexpected happens.

That means you’ll likely be required to carry full coverage insurance, which includes:

1. Liability: Required by the state.

2. Collision: Covers your car if you’re in an accident, regardless of who’s at fault.

3. Comprehensive: Covers non-collision events like theft, vandalism, fire, hail, or even a rogue deer.

Full coverage protects both you and the lender. It’s peace of mind in case something goes sideways, and it's usually non-negotiable when there’s a loan involved. This can go for no credit check car loans and bad credit car loans, as well as a loan from a bank. Don’t be caught without it; your lender will probably ask for proof.

Collateral Protection Insurance (CPI)

If you’re financing your car and drop your full coverage (or let it lapse), your lender won’t just shrug it off. In most cases, they’ll either:

Bottom line: don’t skimp on full coverage if you’re still paying off your ride. It’s there to protect you and your wallet.

High-Risk Insurance Options: Indiana Auto Insurance Plan (IN AIP)

As previously stated, drivers in Indiana are required by law to carry liability coverage. But what if you can’t get insurance? If you’re a “high risk” driver, insurers may reject you.

High risk drivers can be people who exhibit these behaviors:

• Multiple traffic violations

• OWIs (operating while intoxicated)

• History of reckless driving, distracted driving, speeding, or racing

• One or more at-fault accidents

• Multiple speeding tickets or citations

Keeping in mind that not everyone can get coverage, Indiana allows residents to take advantage of an IN AIP. To qualify for IN AIP, a driver must show rejections from three Indiana automobile insurance companies within the previous 60 days.You have to have both a valid driver’s license and a car registered in Indiana. Your application will be reviewed, and you'll be assigned to an insurance company.

Car Loans for All Credit Types

When it comes to securing your car loan, keep in mind Quick Auto doesn’t offer no credit car loans. We check credit, but a credit score is not a deciding factor in lending. Quick Auto offers flexibility and guidance for all types of borrowers. Even if you have bad credit or no credit, there are financing options available that will work with your situation and whether you're rebuilding, starting fresh, or just need reliable transportation fast.

Visit a Quick Auto location to explore affordable financing options and drive away with confidence, peace of mind, and a fresh start.

Can You Afford a Buy Here Pay Here Car?

It’s Highly Likely You Can Buy From a Buy Here Pay Here Lot

Shopping at a buy here pay here car dealership can be a lifeline for buyers with challenged credit. But how do buy here pay here car dealerships work — and who qualifies for this kind of financing? This blog explains what you need to know and what you'll need to bring to put a buy here pay here car within your reach.

What Is a Buy Here Pay Here Car Dealership?

Buy here pay here car dealerships are a type of used car dealership that offers both the vehicle and the financing, all under the same roof. In other words, you’ll get your ride and make loan payments at the same place — hence the term "buy here, pay here." These dealerships help people who may have bad credit or no credit history and have difficulty jumping through the hoops to get auto loans from banks or credit unions.

Unlike traditional dealerships that rely on third-party lenders for financing, buy here pay here car dealers act as both the seller and the lender. The dealership sets the loan terms, interest rate, and payment schedule. This is generally how buy here pay here car dealerships work. It’s not as confusing as you thought it was, right?

What You Need to Qualify to Buy a Car From a Buy Here Pay Here Lot?

Proof of a Steady Income

Thinking about copping a new ride, but worried your credit might hold you back? That’s where buy here pay here dealerships step in — they make it easier to get into a car without needing a perfect credit score. But there are still a few things you’ll need to qualify, and steady income is at the top of the list.

Most buy here pay here dealers just want to see that you’ve got regular money coming in. That usually means showing a couple recent pay stubs — something from the last month that proves you’re working and earning enough to cover your payments.

If you’re self-employed, doing gig work, or running your own hustle, don’t stress. A lot of dealers understand that not everyone has a 9-to-5. In that case, you can usually show bank statements, tax forms, or other paperwork that proves your income is consistent.

Valid Photo ID

Up next, a valid photo ID. This can be a driver’s license, state ID, or passport. It helps the dealer confirm that when you’re buying a car from a buy here pay here dealership, you are who you say you are. It’s a simple step, but it’s a must. No ID, no keys.

Proof of Residence

Dealerships also want to know where to find you if needed. Not in a weird way — just for paperwork, loan processing, and making sure everything checks out. Proof of residence can be something like a utility bill, lease agreement, or bank statement with your name and current address on it. As long as it’s recent and official, you’re good to go.

Down Payment

Now let’s talk about money. Most buy here pay here car lots in Indiana, for example, do ask for a down payment up front. The amount varies depending on the wheels and the dealership, but just know: the more you put down, the lower your payments will be. Bigger down payment means your loan principle, or the amount you borrow, is smaller. Some places will work with what you’ve got, but coming in with some cash shows you're serious.

Completed Financing Application

Last but not least, you’ll need to fill out a financing application. This is where you put down your personal info, employment details, and a quick snapshot of your financial situation. Nothing too crazy, just enough so the dealer knows what kind of payment plan makes sense for you.

You can usually do this in-person or online, depending on the dealership. Most spots offer

pre-approval or same-day approval, so if your paperwork is right, you could be driving off the lot that same day.

So, Can You Afford a Buy Here Pay Here Car?

If you meet the qualifications — steady income, proof of residence, and a valid ID — chances are, yes, you can afford a buy here pay here car.

Thinking local? There are tons of buy here pay here car lots in Indiana, but keep in mind that requirements can vary slightly from dealer to dealer. Some may ask for higher down payments, others might want references. Always ask questions, and read the fine print.

A Car Within Reach — If You’re Prepared

Let’s review. If you have…

1. Proof of income

2. Valid photo ID

3. Money for a downpayment

4. Time to complete a financing application

…a buy here pay here car lot in Indiana might just be your ticket to getting back on the road. Lots of people who’ve been turned away by traditional banks and lenders find success with this option. It’s not just possible — it’s common.

Get your paperwork together, know what you can afford monthly, and go explore your local options. Your new whip is waiting.

Buying a Used Car Is Fast and Easy

Get a New Whip in an Hour or Less

Think buying a car has to be a long, stressful process? Think again. At Quick Auto, you can shop quality used cars, get approved for financing, and drive off the lot — all in about an hour. No endless paperwork, no waiting on banks, no games.

If you’ve been typing “used car lots near me” into your phone while dealing with car trouble, it’s time to make your next stop at Quick Auto, your credit connection.

Buying a Used Car Shouldn’t Be Complicated

Buying a car shouldn’t feel like applying for a mortgage. But walk into a traditional dealership, and that’s exactly what it starts to feel like — credit checks, paperwork stacks, back-and-forth with lenders, and salespeople who love to upsell. Who has time for that?

At Quick Auto, we keep things simple. Our in-house financing means you apply right where you shop — no outside banks, no hoops to jump through. We review your info on the spot, and in many cases, approve you the same day. It’s fast, friendly, and designed for people who need a buy here pay here used car right now.

Whether you’re rebuilding your credit, buying your first car, or just need something reliable without all the hassle, Quick Auto’s process is built to get you behind the wheel, fast.

Benefits of Buying from Quick Auto

Huge Inventory of Quality Used Cars for Sale

At Quick Auto, we keep our lots stocked with a wide selection of reliable used cars, including fuel-efficient compacts, flashy sedans, and family-hauling SUVs. Whether you’ve got your eye on a specific make and model or just want something dependable to get you from point A to B, you can find it at Quick Auto.

Every buy here pay here used car on our lot is inspected, road-ready, and waiting for a new owner. No timebomb engines or "as-is" deals that leave you wondering what you’re getting into. We stand behind our vehicles because we know trust matters.

Fast, Easy Financing — Even with Bad or No Credit

If traditional financing has let you down before, don’t worry; we’re not the bank. At Quick Auto, we offer buy here pay here financing that works for real people. That means:

1. We consider more than just your credit score.

2. We work with first-time buyers and those rebuilding their credit.

3. We give on-the-spot approvals based on your current financial picture.

Never wait for some third-party lender to call you back. You’ll know our decision right away and can get behind the wheel of a new-to-you ride.

Drive Away in as Little as One Hour

You have better things to do than sit in a dealership all day, so our whole process is built for speed. From test drive to title transfer, we’ve streamlined every step so you can walk in and drive away in as little as an hour.

At Quick Auto, you get a fast approval process, simple, straightforward paperwork and a team that actually helps you make the right choice — not just the most expensive one.

How It Works at Quick Auto

Step 1: Stop by Your Nearest Quick Auto Location

No appointment needed — just show up. With seven convenient used car lots near you, we make it easy to stop by on your schedule. Whether you’re swinging by after work or on your day off, we’re ready to help you get rolling. Find us in these seven Indiana cities:

1. Portage

2. LaPorte

3. Mishawaka

4. Elkart

5. Hammond

6. Highland

7. South Bend

Step 2: Browse Used Cars With the Help of Our Team

Explore our lots on your own or get guidance from our team — it’s totally up to you. Our staff is here to help you find a vehicle that fits your budget, lifestyle, and needs.

Not sure what you're looking for? We’ll walk you through your options, answer questions, and let you take a test drive without the high-pressure tactics you’ll find elsewhere.

Step 3: Get Approved and Drive Off Today

All you need to bring is:

1. A valid photo ID.

2. Proof of income (like recent pay stubs).

3. Proof of residence (like a utility bill or lease).

We’ll have you fill out a short credit application, go over your info, explain your down payment and monthly options, and, if everything looks good, you could be driving off in your new whip in less than an hour. Yeah, that fast.

Why Quick Auto Is the Smart Choice for Used Cars

We’ve earned the trust of drivers across the region because we keep it real. No gimmicks, no hidden fees, and no endless waiting. We have reliable vehicles that go the distance and flexible financing for all kinds of credit situations. Most importantly, at our used car lots near you we provide fast, friendly service that respects your time and budget.

Your Next Used Car Is Closer Than You Think

If you’re ready to upgrade your ride, stop wasting time and get moving with Quick Auto, your credit connection. With used cars for sale, quick approvals, and helpful staff, there’s no reason to wait. Find the nearest Quick Auto location, and drive away in your next car today!

Can You Trust Bad Credit Car Dealerships?

How a Bad Credit Car Lot Can Help You Get the Used Car You Deserve

In the world of car buying, a lower-than-average credit score can be a significant hurdle. It can lead you to trying - and often failing - to save up to buy a car with cash, or to seek out specialized dealerships that cater to customers with checkered credit histories. This is when a common question arises: Can I trust bad credit car dealerships? 

Despite the apprehensions some may have, the answer is yes, you absolutely can. Although skepticism is understandable, there are compelling reasons why bad credit car dealerships can be trustworthy options for buyers in challenging credit situations.

Understanding Bad Credit Car Dealerships

So, you're curious about bad credit car dealerships. Let's break it down in a way that's easy to digest. Instead of slamming the door shut because of your credit history, these dealerships open it wider.
 
 They don’t worry about your credit score because they know it doesn’t paint an accurate picture of whether you can afford to buy a car.Think of it as a personalized touch to car buying, where your story and needs are taken into account. 

Bad credit car lots are all about providing opportunities for those who need a little extra help due to our credit histories. Usually, you just need to prove your monthly income and physical address to be eligible for a car loan.

Bad Credit Car Dealerships Offer Simple-To-Understand Financing

A trustworthy bad credit car dealership should value transparency as much as you do. These dealerships lay out the journey of your financing options in plain language. They'll walk you through the interest rates and how much you'll pay monthly, plus talk about your total loan and rules for paying it back. This approach makes the car-buying process more trustworthy and honest than traditional dealers with hidden fees or constant opportunities to upsell.

Because their finance team wants to ensure you can afford your vehicle, they’re more focused on helping you find the right vehicle rather than selling the most expensive one on the lot. You usually start with a short financing application before discussing the type of vehicle you’d like to own. After you’re approved - usually within a few minutes - the salesperson will only show you vehicles that you can afford.

When you know all the ins and outs of your financing options, it allows you to make choices that fit your budget and lifestyle. With all the information laid out in front of you, you can steer clear of any bumps in the road and feel confident in your decision to purchase. A bad credit car loan serves as a gateway to better financial decisions, and these dealerships can be the first step in that journey.

What To Look For In a Bad Credit Car Dealership

Contrary to common misconceptions, bad credit car dealerships prioritize transparency and integrity in their dealings with customers. While there may be concerns about potential exploitation or hidden fees, reputable dealerships are committed to upfront communication and honesty. They understand the importance of building trust with customers, especially those navigating difficult financial circumstances.

These types of dealerships have expert staff who know their stuff, including the variety of vehicles on the lot and how the entire car-buying process works. A bad credit car lot means you're stepping into a place that takes its responsibilities seriously. They're all about making sure you're treated right, keeping things transparent, and making sure you leave feeling good about your purchase.

Building a Relationship With Your Local Bad Credit Car Dealership

When you step into some car dealerships, it's all about the flash and the hard sell. At a bad credit car lot, it’s different. It's not about getting you to sign on the dotted line and waving goodbye as you drive off the lot. It’s about giving you access to a vehicle that you can count on. Why? Because reliable transportation is life-changing.

It's not uncommon to hear stories of buyers who, thanks to the support and trust they found at a bad credit car dealership, managed to not only buy a car but improve their credit score over time, get a better-paying job, or quality for a nicer apartment, all because someone took a chance on them. 

Another reason why you can trust used car dealerships for bad credit is their positive track record and reputation within the community. Established dealerships have years of experience serving customers with credit challenges and have built a solid reputation based on their track record of customer satisfaction.

You can gauge the trustworthiness of a bad credit car dealership through online reviews, testimonials, and word-of-mouth referrals. Positive feedback from satisfied customers serves as a testament to the dealership's reliability. 

Start Your Car Buying Journey Today, Regardless Of Your Credit

If you’re ready to get started with a bad credit car loan, consider getting pre-approved for financing at a reputable bad credit car dealership. 

After you find a car lot that suits your needs, the rest of the process is so easy, it can be done in less than an hour! Reach out to a local dealership today to learn more. 

Best Buy Here Pay Here Cars for Summer

Plan Your Visit To Our Buy Here Pay Here Car Lot In Indiana

As the temperature rises and the days grow longer, it’s time to hit the road in style with the best buy here pay here cars for summer. Whether you’re planning a road trip, commuting to work, or simply enjoying a leisurely drive, having a reliable and affordable vehicle makes summer even better.

With buy here pay here options, you can get behind the wheel of a car you love without the frustration of traditional financing. Let’s explore some of the top buy here pay here used cars that are perfect for soaking up the sun this summer.

Fuel Efficient Buy Here Pay Here Cars 

Summer is synonymous with road trips, and what better way to embark on an adventure than with a fuel-efficient companion? Buy here pay here car dealerships offer a range of options that prioritize fuel economy without compromising on performance or style. Vehicles like the Chevy Cruze and Ford Fiesta are popular choices for summer road trips, thanks to their impressive mileage and reliability.

• Ford Fiesta: For those who prefer a compact and affordable option, the Ford Fiesta offers agility and fuel economy without sacrificing fun. This is a popular choice for everyday drivers, first-time drivers, and more. 
   
   

• Chevy Cruze: This superstar car can get up to 38 miles per gallon on the highway, which can save you a bundle on gas, whether you’re going camping at the Great Lakes, headed to the big car race, or visiting the big city.
   
   

• Chevy Sonic: One of the most economical pre-owned compact cars, the Sonic is surprisingly comfortable, with supportive seats and a smooth ride. When new, these cars came with multiple engine choices, including a turbocharger for people who like a zippier car for navigating city streets and highways.

SUVs For Your Outdoor Adventures

For outdoor enthusiasts and adventure seekers, summer is the perfect time to explore the great outdoors. Whether you’re camping in the mountains or hitting the beach for a day of fun, having a reliable SUV is essential. Buy here pay here car lots offer a variety of SUVs that are perfect for summer adventures.

Family-Friendly Buy Here Pay Here Cars For Your Summer Road Trips

Summer road trips are a cherished tradition for many families, offering the perfect opportunity to bond and create lasting memories. When it comes to choosing a family car for your adventures, comfort, safety, and spaciousness are paramount. Fortunately, buy here pay here car lots in Indiana offer a range of family-friendly options that cater to these needs.

Are You Ready To Find Your Ideal Summer Buy Here Pay Here Car?

At Quick Auto, we have buy here pay here used cars for every kind of customer. Consider a trip to one of our buy here pay here car dealerships before summer is in full swing. 

Browse our inventory and get pre-approved for financing in just minutes. Say goodbye to financing hassles and hello to endless summer memories behind the wheel of your dream car!

Best Buy Here Pay Here Cars for Summer

Plan Your Visit To Our Buy Here Pay Here Car Lot In Indiana

As the temperature rises and the days grow longer, it’s time to hit the road in style with the best buy here pay here cars for summer. Whether you’re planning a road trip, commuting to work, or simply enjoying a leisurely drive, having a reliable and affordable vehicle makes summer even better.

With buy here pay here options, you can get behind the wheel of a car you love without the frustration of traditional financing. Let’s explore some of the top buy here pay here used cars that are perfect for soaking up the sun this summer.

Fuel Efficient Buy Here Pay Here Cars 

Summer is synonymous with road trips, and what better way to embark on an adventure than with a fuel-efficient companion? Buy here pay here car dealerships offer a range of options that prioritize fuel economy without compromising on performance or style. Vehicles like the Chevy Cruze and Ford Fiesta are popular choices for summer road trips, thanks to their impressive mileage and reliability.

• Ford Fiesta: For those who prefer a compact and affordable option, the Ford Fiesta offers agility and fuel economy without sacrificing fun. This is a popular choice for everyday drivers, first-time drivers, and more. 
   
   

• Chevy Cruze: This superstar car can get up to 38 miles per gallon on the highway, which can save you a bundle on gas, whether you’re going camping at the Great Lakes, headed to the big car race, or visiting the big city.
   
   

• Chevy Sonic: One of the most economical pre-owned compact cars, the Sonic is surprisingly comfortable, with supportive seats and a smooth ride. When new, these cars came with multiple engine choices, including a turbocharger for people who like a zippier car for navigating city streets and highways.

SUVs For Your Outdoor Adventures

For outdoor enthusiasts and adventure seekers, summer is the perfect time to explore the great outdoors. Whether you’re camping in the mountains or hitting the beach for a day of fun, having a reliable SUV is essential. Buy here pay here car lots offer a variety of SUVs that are perfect for summer adventures.

Family-Friendly Buy Here Pay Here Cars For Your Summer Road Trips

Summer road trips are a cherished tradition for many families, offering the perfect opportunity to bond and create lasting memories. When it comes to choosing a family car for your adventures, comfort, safety, and spaciousness are paramount. Fortunately, buy here pay here car lots in Indiana offer a range of family-friendly options that cater to these needs.

Are You Ready To Find Your Ideal Summer Buy Here Pay Here Car?

At Quick Auto, we have buy here pay here used cars for every kind of customer. Consider a trip to one of our buy here pay here car dealerships before summer is in full swing. 

Browse our inventory and get pre-approved for financing in just minutes. Say goodbye to financing hassles and hello to endless summer memories behind the wheel of your dream car!

Best Used Cars For First-Time Buyers

5 Used Car Brands For First Time Buyers at Our Buy Here Pay Here Dealership

Buying your first car can be an exciting, yet daunting experience, especially if you're on a tight budget. At our buy here pay here car dealership, we understand the needs of first-time buyers and strive to provide affordable, reliable vehicles that suit your lifestyle and financial situation. 

To help you make an informed decision, we've compiled a list of five popular used car brands at Quick Auto that are perfect for first-time buyers. But there's something for everyone in our diverse inventory, so even if you aren’t shopping for your first car, you will probably find it on our lot.

Find Plenty of Ford Models At Our Buy Here Pay Here Dealership

For first-time buyers who crave performance and versatility, Ford is an excellent American-made choice. With a diverse lineup of vehicles like compact cars, SUVs, and rugged trucks, Ford offers something for every driver's needs and preferences. Whether you're interested in the fuel-efficient Focus or the versatile Escape, you'll find a wide selection of Ford models at our buy here pay here dealership.

In addition to their performance and versatility, Ford vehicles are also known for their innovative features and technology. Ford offers a range of amenities that enhance the driving experience. With Ford's reputation for durability and reliability, you can trust that your used Ford will provide years of dependable service.

Test Drive a Variety of Chevrolet Models 

Chevrolet is another iconic American brand that appeals to first-time buyers seeking affordability and reliability. With a diverse lineup of vehicles in almost every body style, Chevrolet offers options for drivers of all ages and lifestyles. Whether you're looking for a sporty Cruze or a family-friendly Traverse, you'll find plenty of Chevrolet models to choose from at our car lots.

One of the standout features of Chevrolet vehicles is their price. Compared to some other brands, Chevrolet offers competitive pricing on both new and used vehicles, so it’s a popular choice for budget-conscious buyers. 

Put Your Trust In a Nissan From Our Buy Here Pay Here Dealership

With a focus on innovative design and performance, Nissan offers a range of vehicles that cater to a variety of tastes and preferences. Most popular are the compact and fuel-efficient Sentra or the spacious and comfortable Rogue. 

One of the standout features of Nissan vehicles is the modern technology in their later-model vehicles. WIth advanced safety features and feature-rich infotainment systems, Nissan vehicles are equipped with a range of amenities that enhance the driving experience. Find your new-to-you Nissan at our buy here pay here car dealership in Indiana.

Discover Your Ideal Pre-Owned Dodge

For first-time car buyers, used Dodge vehicles are affordable, reliable, and high-performing. Models like the Dodge Avenger, Journey, and Dart are perfect for all kinds of lifestyles. These solidly-built vehicles are considered safe and long-lasting.
 
 The Avenger’s sleek and sporty design is appealing to young professionals, college students, and more. Its stable handling feels comfortable, so new drivers can be confident on the road. The trunk space is spacious for hauling gear to college or all the kids’ equipment to sports practices. The slightly smaller Dart is another sporty model with a fuel-efficient engine. It’s both practical and fun! Finally, the Dodge Journey is a great family vehicle or for drivers with active lifestyles. In terms of used family vehicles at buy here pay here dealerships, the Journey is one of the most affordable without sacrificing tech features like an available rear-seat entertainment system.

Hit the Road in a Hyundai

Hyundai vehicles are known for their reliability and value for the money. One of the most affordable automakers, Hyundai caters to all kinds of drivers’ preferences and needs with sedans like the Elantra and Sonata or SUVs like the Santa Fe at our buy here pay here car dealership in Indiana.
 
 The Elantra is great for urban commutes, and its stylish design is appealing to drivers of all ages. If you’re looking for something slightly larger, the Sonata, a mid-sized sedan, has an upscale interior, smooth ride, and lots of advanced safety features. Finally, the Santa Fe provides lots of cargo room and all-wheel drive, for safe driving in all kinds of weather and for all kinds of purposes: daily errands, outdoor adventures, and more.

Are You Ready To Find Your First Car?

When it comes to buying your first car, choosing the right make, or brand, is essential. At our buy here pay here dealership, we offer a wide selection of used vehicles from popular brands. Whether you're looking for reliability, affordability, or performance, you can find the perfect car to suit your needs and budget. 

With our flexible financing options, owning your dream car has never been more achievable. Plan a visit to Quick Auto to explore our inventory and take your first step toward automotive freedom!

We Are Your Go-To Used Car Dealership

5 Reasons Why You Should Choose Quick Auto in Indiana

In the bustling world of used car dealerships, finding a reliable partner can make all the difference. As one of the leading used car dealerships near you, we take pride in providing top-notch service and high-quality vehicles to our customers.

Here are five reasons why Quick Auto should be your top choice for when you’re looking for a used car dealership you can trust.

A Focus On Customer Service At Our Used Car Dealership

We pride ourselves on offering only the highest quality used cars to our customers. Each vehicle undergoes an inspection process to ensure that it meets our quality standards before we offer it for sale, including the mechanics, body, and interior. This commitment to quality gives you peace of mind about our vehicles as you shop.

Quick Auto's dedication to quality extends beyond just the vehicles themselves. Our used car dealership's experienced team members are knowledgeable about each car and our financing service, so we can provide accurate information and assistance. With Quick Auto, you can trust that you're not just buying a car; you're investing in a reliable vehicle.

A Wide Variety Of Vehicles In Our Used Car Dealership Inventory 

Variety is the spice of life, and we understand the importance of offering a diverse selection of vehicles to suit every customer's needs and preferences. Whether you’re looking for compact cars, SUVs, trucks, or even luxury vehicles, Quick Auto has you covered. 

Our extensive inventory features a wide range of makes, models, and price points, so you can find the perfect vehicle for you. Quick Auto's inventory is constantly updated to reflect the latest market trends and customer demands. With new arrivals regularly added to our lineup, there are always fresh options on our seven lots.

Competitive Pricing and Peace Of Mind 

The best used car dealerships share an important policy: transparency is key. Unlike some dealerships that tack on tons of hidden fees to the purchase price of a vehicle, we’re committed to honesty and integrity. Our team members will show you exactly how much a vehicle on our lot costs so you can make an informed decision and stick to your budget.

When we price our vehicles, we also ensure they’re affordable, so you can get the best possible deal. When you shop with us, you don’t have to worry about taking risks buying a vehicle from a stranger or getting ripped off on an online listing site.

In-House Financing For Convenience

In addition to our competitive pricing, we also offer in-house financing, which means you don’t have to get a third-party bank or credit union involved. Our buy here pay here financing is designed to help individuals with less-than-perfect credit get behind the wheel of a reliable vehicle.

With our easy pre-approval process, you can finance your car directly through us and pay back your loan directly to us. Our application is short and easy to fill out, and you can complete it online before you visit us to speed up the buying process.

Hassle-Free and Fast Car Buying

At Quick Auto, we understand that purchasing a car is time-consuming and complicated. We’ve flipped the script on traditional car-buying and have found ways to make the process quick and low-stress.
 
 We can approve you for a car loan in minutes, and you can be behind the wheel of your new ride in as little as an hour, including the test drive. You don’t have to spend hours at an uncomfortable dealership or meeting with several employees before you get your keys.

Seven Used Car Dealership Locations

With seven locations in Indiana, including in cities near Illinois and Michigan, Quick Auto is always conveniently situated to serve customers throughout the region. Our used car dealerships in Indiana are easily accessible from major highways, so you can stop by and browse our inventory at your convenience. 

Find us in:

• Hammond

• South Bend

• Highland

• Elkhart

• La Porte

• Mishawaka

• Portage

Plan Your Visit To Quick Auto Today!

Our seven used car dealerships in Indiana make it easy to browse inventory, take test drives, and purchase a vehicle without traveling far from home.

We have everything you need to make your car-buying experience a breeze. Visit us today and see why so many customers choose Quick Auto when they need an affordable, quality used vehicle! Reach out to our team, or visit a Quick Auto location near you during our business hours to learn more.

Searching For Bad Credit Car Loans Near You? Look No Further

Car loans can be intimidating. Finding bad credit or no credit car loans near you can be even more intimidating. But Quick Auto will help you navigate the chaos. We’re your credit connection here to find you the perfect car for your lifestyle and budget.

Quick Auto makes applying for a loan simple and stress-free. No matter your credit history, we believe everyone deserves a nice ride. Banks and other lenders may have already turned you down, but here, we’re the lender. That means you pay here and you finance here. Car loans for bad credit can be hard to come across, but not at Quick Auto.

Our Car Loan Process Is Fast and Friendly

There are so many reasons why the car loan application process turns people off the whole idea of getting a new vehicle. The confusing terminology. The long approval process. The fear of rejection, even if you do everything right.

People with no credit or bad credit face an even tougher loan process. You don’t have time to wait around and find out if their credit checked out OK or not. No one wants to get strung along just to be let down. Quick Auto flips the script.

We offer no credit car loans near you and bad credit car loans near you. Apply for a Quick Auto car loan online or in person, and we can get you right in under an hour.

What You Need to Apply

Our fast car loan application process lets you find a new-to-you ride in no time. You can apply online or in person at one of our car lots. Our application won’t take long to fill out, and we get most customers approved quickly.

All you have to do is bring these documents, and our sales team will get you behind the wheel and set up with an affordable payment plan that works with you.

1. A government-issued photo ID, like a driver’s license.

2. Your recent pay stub(s) from your job(s). 3. Proof of your address, like a utility bill in your name.

3. Proof of your address, like a utility bill in your name.

Getting excited? Shop our large inventory of cars, trucks, and SUVs. You’ll find newer model years from popular automakers, with features you want, like chrome trim, Bluetooth connectivity, leather seats, and great gas mileage.

Bad Credit? No Credit? No Problem!

At Quick Auto, we’ve worked around plenty of credit situations. Yes, even a credit score that bad. Come in and talk to us before counting yourself out. We’ll do what we can to help and find a down payment you’re comfortable with.

Unlike traditional dealerships, Quick Auto won’t hang you out to dry over some credit bumps. Normally, to qualify for a car loan, you need a credit score between 600 and 620 at a minimum. At Quick Auto, we check your score, but it isn’t the most important thing to us. Instead, we look at your work history and your down payment to match you with a ride you’ll love driving and issue you a car loan for bad credit.

Your Credit Connection Is Just A Click Away

Find the Quick Auto location nearest you and come in for a visit! You’re a person, not a walking credit score. We're ready to help you find your next car, truck, or SUV, even with bad credit or no credit.

Your new ride is just a click away. You don’t even have to leave your couch. Stay comfy and apply online from your phone or laptop. We’ll get back to you ASAP.

Car Loan Resources

Ready to buy, but need more info? Here are the details you’re looking for, all in one easy place.

• Find your nearest Quick Auto. We have locations in Hammond, South Bend, Highland, Elkhart, La Porte, Mishawaka, and Portage.

• Our car loan application is easy to fill out. Click here to complete it. Or, you can visit us and fill it out in person.

• Look through our inventory before you come in, and see if any of our rides catch your eye. You can filter vehicles by make, model, color, and body style.

• Read our blog to learn the secret to getting a good deal on a used car.

• Find out if you can afford a used car.

• Read recent reviews from shoppers like you. Click here to read reviews from Hammond, Indiana. Use the “Reviews” dropdown in the menu to read testimonials from our other locations.

Go On a Summer Road Trip In a Used Car

Find the Most Reliable, Affordable Used Cars For Your Road Trip

Summer’s calling, and you have big plans to travel. But do you have a ride reliable enough to get you and your friends or family where you’re going?

If not, shop for the most reliable used cars first, and then hit the road to your destination. Keep reading to find out the best places to go in the city and out in the wild.

Explore City Life With Your New-To-You Used Car

Chicago, Illinois

Chicago Road Trip Stops: Millennium Park, Shedd Aquarium, Wrigley Field, and Navy Pier.

Chicago is the perfect road trip destination, thanks to its unbeatable mix of vibrant culture, iconic sights, and lakeside charm. With its deep-dish pizza, intricate architecture, and thriving professional sports scene, the Windy City has something for everyone.

Cruise down Lake Shore Drive in your affordable used car for stunning views of Lake Michigan, or go on foot and check out places like Millennium Park, Navy Pier, and the Art Institute of Confidential & Proprietary 1 Chicago. Whether you’re into music, museums, food, or just soaking up city vibes, Chicago’s lively neighborhoods and scenic routes make it a must-stop on any road trip itinerary.

Detroit, Michigan

Detroit Road Trip Stops: Motown Museum, Comerica Park, Belle Isle Park, and The Guardian Building

Detroit is a Midwestern hotspot. This city is alive with culture and community, and makes a perfect road trip destination to take your affordable used car. The Motor City is a must for car enthusiasts, and the Detroit Auto Museum and Henry Ford Museum will take you on a deep dive into automotive history.

Music fans will love exploring Motown’s roots at the legendary Hitsville U.S.A. Beyond its history, Detroit has a growing art scene with installations like the Heidelberg Project, and beautiful waterfront views along the Detroit Riverwalk.

Whether you're into vintage cars, soulful music, or the hustle and bustle of a vibrant city, Detroit offers a one-of-a-kind experience.

Indianapolis, Indiana

Indianapolis Road Trip Stops: Indianapolis Zoo, Newfields, Children’s Museum of Indianapolis, and Lucas Oil Stadium

Known for the legendary Indy 500, Indianapolis’s racing roots run deep. Cruise into downtown in your used car and discover a walkable hub full of local eats, vibrant street art, and scenic spots like the Central Canal.

The Indianapolis Zoo and the Children’s Museum of Indianapolis (the largest in the world!) are perfect for families, while sports fans can catch a Colts or Pacers game, depending on the season. Whether you're after big thrills at the Speedway or chill vibes at a local bar and grill, Indy has all the pieces to put together a great road trip destination.

Escape Into Nature With Your Reliable Used Car

Indiana: Indiana Dunes National Park

This breathtaking national park spans about 20 miles along the coast of Lake Michigan. Veering off the beaten path and going to visit the glittering dunes takes some effort on your end, but your used car can handle it.

You’ll find the glacial sands have been built up into 250-foot tall piles by the lake’s wind. Put on your hiking boots and trek on one of the many park trails, or you can opt to take to the water. Visitors can swim, fish, or boat in the beautiful, blue Lake Michigan. If you happen to pass by this park at night, stargazing on Kemil Beach is a must.

Michigan: Isle Royale National Park

It’s impossible to get to Isle Royale with your affordable used car alone since it’s an island. But with the help of the park’s ferry, you’ll be set. This hidden gem has 450 islands, more than 160 miles of wilderness trails, four lighthouses, and sunken shipwrecks.

You can take a ferry from Houghton, a six-hour trip one way, or Copper Harbor, which takes about three-and-a-half hours. This park visit will take some planning, but the views are worth it.

Illinois: Matthiessen State Park

Illinois may not have national parks, but its state park system has an impressive resume. Matthiessen State Park is the crown jewel, located about two hours outside of Chicago.

This park has trails that take you by waterfalls through canyons and river bluffs. See captivating local plant and animal life on your hikes. The hiking trails are also open to cross-country skiers, horseback riders, and mountain bikers, so look both ways at the trail intersections.

Shop For the Most Reliable Used Car and Make It Your Road Trip Whip

Wherever the road takes you this summer, your buy here pay here used car can see you through and carry all your most important road trip supplies.

Consider these road-trip worthy makes and models as you shop:

• Chevy Cruze

• Chevy Equinox

• Chevy Trax

• Ford Focus

• Ford Explorer

• Ford Escape

• Dodge Grand Caravan

Ride In Style, Impress Your Bae, and Keep Your Budget In Check

You’ve got your fit, fresh flowers, and a reservation at the hottest new restaurant in town. Now you just need a ride that completes the look so your date night doesn’t stall before it starts.

First impressions are everything. You don’t want to pull up in an old beater with a fried engine or shoddy transmission. The only thing worse than breaking down on the side of the road by yourself is breaking down on the side of the road with your Tinder date. Talk about awkward and embarrassing.

Your ride is part of the romance. You’re not just picking them up – you’re making an entrance. Show boo that they’re seeing you at your best and they deserve nothing less when you pull up in a reliable buy here pay here car.

Set the Scene With Your Buy Here Pay Here Car

Let’s talk about vibes. The date night experience is carefully crafted and you should be ready to pull out all the stops for your special person. Luckily, your buy here pay here car has your back. At buy here pay here lots in Indiana, near Illinois and Michigan, you can find popular Confidential & Proprietary 1 brands like Ford, Jeep, Hyundai, Kia, Chevrolet, and more, with the features you know will leave your date stunned.

Nissan Altima: Sleek, Smooth, and Date-Ready

Show you’ve got good taste without going overboard. The Nissan Altima is your go-to. It’s a mid-size sedan that stays classy with smooth curves, LED lighting, and a low-key sporty edge. It’s like showing up in a sharp fit: clean, confident, and easy to admire.

Newer models at buy here pay here car dealers come with Bluetooth compatibility so you can set the mood with your favorite playlist, comfy seats your boo won’t want to leave, and gas mileage that means you have room for an after-dinner cruise without stressing at the pump.

Chevy Malibu: A Smooth Operator

Pick up your boo in your ‘Bu. It’s a low-key flex: elegant on the outside, chic vibes inside. Roll up looking like you have your life together, even if you’re still figuring it out. (Aren’t we all?)

Lots of infotainment features in late model years will impress your date, and Chevy loved adding luxurious finishes inside the cabin, too. Set the tone with slow jams and give “grown and sexy” without trying too hard.

Ford Focus: Cute, Compact, and Full Of Surprises

Don’t sleep on the Ford Focus. It’s small, but mighty, and perfect for city cruising on date night. It’s compact enough to fit into tight parking spots outside the club, but packed with features that feel just a little luxurious.

The newer models have that sporty edge, sleek lines, and bold front grilles. Some come with alloy wheels that catch the light just right. Plus, the Focus is a budget-friendly buy here pay here car, leaving you with more money for dessert, flowers, or an extra cocktail.

Jeep Compass: Rugged Good Looks

If your date night includes taking the scenic route, the Jeep Compass is the perfect ride for your vibe. It’s got that rugged Jeep DNA - bold grille, high stance, and all-terrain attitude - but with a modern twist that makes it date-night ready.

Inside, the Compass is full of surprises: sleek finishes, touchscreen infotainment, leather-trimmed seats on select trims, and even available ambient lighting to set the mood just right. It’s a buy here pay here car that’s well suited to pull up to a rooftop bar or for taking your boo on a backroad sunset cruise.

The Kia Soul Keeps It Funky and Fresh

If your date night style is more playful than boujee, the Kia Soul matches your vibe. With its boxy-cool design and head-turning color options, the Soul doesn’t blend in, just like you. It’s the perfect buy here pay here car for couples that laugh out loud, dance at red lights, and never take life too seriously.

Don’t let the funky exterior fool you. Inside, the Soul brings the heat with available mood lighting, a decent sound system, and a surprisingly spacious cabin for comfort.

Hit up the local food truck festival or head to a drive-in movie in the Kia Soul for a quirky, cute date night.

Quick Auto’s Buy Here Pay Here Dealer Perks

On our buy here pay here lots in Indiana, we take care of you, getting you into a new-to-you ride in as little as one hour, just in time for date night.

Come shop for a head-turning ride no matter what your credit score is and get a free 18-month protection plan with it.

Drop in to one of our seven locations, and bring a photo ID, proof of residence, and your recent pay stubs with you. That’s all you need to get on the road, and that’s why Quick Auto is your credit connection.