Quick Auto Is the Trustworthy No Credit Car Lot For All Your Financing Needs
There are plenty of misconceptions about no credit car financing - but in reality, it’s a great way to give access to car loans to those who have struggled with their credit in the past. A no credit car lot provides those with lower credit scores an opportunity to purchase a vehicle, finance it, and even improve their credit score when they make on-time payments.
When you have bad credit, a car loan can feel difficult to obtain. Traditional financing often rejects those with less than satisfactory credit. Luckily, there are car dealerships that accept bad credit, and Quick Auto is one of those great places.
With buy here pay here, no credit checks are necessary - anyone, as long as they are able to make payments, can finance a vehicle. This is a great way for those with little to no credit and those looking to rebuild their FICO score. It’s easier and more convenient to pay your auto loan to the same place you bought your vehicle from. This is a huge perk only available to customers of no credit car lots.
Misconception: A Bad Credit Car Loan Is a Bad Financial Decision
There are several reasons people might assume that purchasing a vehicle from a no credit car lot would be a bad financial decision. The first thing most people think about when it comes to no credit financing is high interest rates. This is a common misconception! In reality, interest rates vary depending on each customer and are designed to create affordable weekly or monthly payments so that anyone can afford a nicer, newer vehicle.
Car dealerships that accept bad credit, like Quick Auto, will work with you to ensure you have reasonable car payments while financing a vehicle. Quick Auto has resources to ensure you won’t end up with a vehicle you can’t afford, with consistent, flexible payment options and lower down payments if needed. If traditional dealerships are turning you away, our seven Quick Auto locations can help.
Misconception: Financing From a No Credit Car Lots Makes Your Credit Worse
As long as you remain up-to-date on your payments, your credit will not worsen. In fact, Quick Auto reports your on-time payments to the major credit bureaus, which ultimately helps your score increase. As you make on-time payments, this will show on your FICO credit report and will reflect in a positive way.
Once you’re approved for a bad credit car loan, you’ll work with the dealership financing team to create a reasonable payment plan for you. You can trust Quick Auto to report your on-time payments and help you grow financially!
Misconception: No Credit Car Lots Can’t be Trusted With Financing
Financing can be a sensitive topic, so it’s important you have a helpful team that you can count on. Car dealerships that accept bad credit aren’t trying to trick you! These dealerships are a great opportunity for those who have bad credit and can’t get a car loan at a traditional dealership.
Quick Auto is a trustworthy no credit car lot. With hundreds of reviews, the happy customers speak for themselves! Plus, we provide a limited 18-month protection plan on all our used cars, so we’re still here to help even after you’ve driven off the lot.
Misconception: Financing at a No Credit Car Lot Is Difficult to Understand
No credit financing isn’t difficult to understand - in fact, Quick Auto makes our process as stream-lined as possible. Your credit score doesn’t matter to us. Instead, we only care that you are capable of paying back your loan so you don’t cause yourself a financial burden. We determine your eligibility through your monthly income.
There are several important items you should have with you when you’re at a car dealership that accepts bad credit:
? Valid driver’s license or state-issued ID
? Your most recent pay stub
? A bill addressed to you (no more than 30 days old)
With these simple requirements, we’ll have you financed in no time! Once you’ve completed all necessary paperwork and approvals, the car is yours. You will then make your payments at the dealership, or using the online portal.
Are You Ready to Visit a No Credit Car Lot Near You?
You might feel boxed in or completely shut out from traditional car dealerships, but not here. Quick Auto has a wide inventory of affordable vehicles for you to choose from and can quickly get you qualified to purchase one on your very first visit.
If you’re ready to explore your car financing options, consider reaching out to our team to learn more. You can test drive vehicles, get pre-qualified, and explore your potential car buying options.
